The Crypto Desk

XRP Price Drop Predicted by Funding Rates, Yet ETF-driven Institutional Adoption Could Ignite a Major Surge

XRP Price Drop Predicted by Funding Rates, Yet ETF-driven Institutional Adoption Could Ignite a Major Surge

XRP Price Plummets but Shows Signs of Recovery

The cryptocurrency market witnessed a significant downturn recently, with XRP enduring one of the steepest declines among leading altcoins. The price of XRP fell dramatically to as low as $2.16 before managing to rebound slightly, now trading at $2.34. Despite this recovery, the coin remains down by 13.65% in the past 24 hours.

Market Sentiment Remains Bullish Despite Challenges

Amid the price fluctuations, discussions surrounding cryptocurrencies potentially decoupling from traditional stock markets seem premature. However, the overall sentiment towards Ripple’s XRP token remains encouragingly bullish. Selling pressure intensified yesterday, particularly after Federal Reserve Chairman Jerome Powell signaled a more cautious approach to interest rate cuts, emphasizing the need for further progress in tackling inflation.

Interestingly, while stocks have shown signs of recovery at the time of writing, there exists a tangible possibility that the cryptocurrency market could likewise regain its footing. Notably, high-performing tech stocks, including the famed Magnificent Seven, felt the pinch, with giants like Tesla experiencing a steep 10% decline yesterday.

During the early hours of the US trading session, attempts at a market-wide recovery began to stutter, though Bitcoin managed to hold steady, maintaining a price above $100,000.

Funding Rates and Liquidation Impact

Traders keeping an eye on the funding rates for Bitcoin (BTC) and XRP in the perpetual futures market may find the current situation particularly revealing. Historical data from Glassnode illustrates that funding rates for XRP and Bitcoin have been experiencing a downward trend since December 8. While these rates remain positive, the decline indicates a waning confidence in long positions.

For traders who overlooked the warning signs and failed to hedge their risks, the result was significant liquidations, amounting to a staggering $804 million across the broader cryptocurrency market, according to data from Coinglass. Although Bitcoin and Ethereum accounted for the majority of these liquidations, XRP, which once held the coveted position of third-largest cryptocurrency by market capitalization, suffered liquidations amounting to $40 million, with most of those stemming from long positions.

According to Coinalyze, there were approximately $27 million in long liquidations compared to $9.2 million in shorts.

XRP Price Predictions: From $3 to $100?

Despite the turbulence induced by the Fed’s announcements, many market analysts remain optimistic about XRP’s potential for recovery. Expectations are rife that XRP’s price could rebound, with bullish sentiment suggesting potential targets nearing $3 by year’s end. Factors such as the anticipated change in the political landscape with a pro-crypto administration in 2025 and Ripple’s strides in adoption drive this optimism forward.

A significant development is the recent launch of RLUSD, Ripple’s stablecoin operating on the XRP Ledger, designed to enhance liquidity and functionality within the cryptocurrency ecosystem. The approved stablecoin received the green light from the New York Department of Financial Services (NYDFS) on December 10, which buoyed XRP’s price to a notable $2.71 earlier this month.

Ripple President Discusses RLUSD Stablecoin

Ripple President Monica Long explains why Ripple’s RLUSD stablecoin sets a new benchmark for the market.

Expert Opinions on XRP’s Future

While many remain optimistic, industry experts provide mixed outlooks on XRP’s trajectory. Antonio Di Giacomo from XS.com expresses caution, arguing that market conditions could stymie a swift recovery for Bitcoin and, by extension, XRP. He forecasts that XRP’s next significant price target might reach $3, but not until after the start of next year, citing the current negative macroeconomic climate as a limiting factor for recovery.

Di Giacomo states, “The decline’s impact wasn’t limited to Bitcoin; the entire cryptocurrency market faced pressure, with significant losses seen across major altcoins like Ethereum and Binance Coin. Current market conditions bring into question the sector’s ability to recover in the short term.” He highlights that while Bitcoin has shown resilience historically, the prevailing environment may complicate a rapid turnaround.

Conversely, Arthur Azizov, CEO of B2BinPay, maintains a bullish outlook, confidently stating that XRP could soar to a price range of $5 to $7 in the first half of 2025. Additionally, Bitget Research analyst Ryan Lee presents a wide array of potential price points reflecting differing views on adoption and regulatory developments, with average forecasts ranging from $1.8 to $8.4, and some optimistic projections suggesting prices above $10.

The Exciting Possibility of an XRP ETF

Another factor fueling bullish sentiment is the potential approval of an XRP exchange-traded fund (ETF), which Ripple CEO Brad Garlinghouse asserts is on the horizon. He believes that such a financial product would mark a pivotal shift from traditional retail speculation towards greater institutional involvement within the crypto space.

Bloomberg Intelligence’s Eric Balchunas predicts that an XRP ETF could be approved by the Securities and Exchange Commission in 2025, with a wave of cryptocurrency ETFs likely to follow suit. “We expect these financial instruments to roll out progressively, starting with Bitcoin and Ethereum-combined ETFs, before moving to others like XRP,” he explains.

Why It Matters: The Bigger Picture for XRP and Crypto

The recent fluctuations in XRP’s price not only reflect the volatility inherent in the cryptocurrency market but also highlight broader economic factors impacting investor sentiment. As Ripple continues to innovate with products like RLUSD and the prospect of an XRP ETF looms, the dynamics of institutional adoption and regulatory clarity remain critical for the future of XRP. As investors, traders, and enthusiasts alike closely monitor these developments, the path forward could set pivotal precedents for the entire cryptocurrency landscape.

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